Two W.Va. liability insurers ask to cut rates

NEWS IN BRIEF — Posted Sept. 12, 2005

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West Virginia Physicians' Mutual Insurance Co. and Woodbrook Casualty Insurance Co. have both asked the state's insurance commissioner to lower their liability insurance rates for 2006.

West Virginia Physicians' Mutual, which insures more than 1,600 doctors in the state, requested a 5% reduction across all specialties, with rates effective Jan. 1, 2006. Company president David Rader said declines in severity and frequency of claims has led the company to lower its rates.

Woodbrook Casualty, a subsidiary of Birmingham, Ala.-based ProAssurance Corp., requested a 3.9% decrease in premiums, although the rate cut is not consistent across all specialties, ProAssurance spokesman Frank O'Neil said.

The company also will no longer offer a 5% premium credit to members of the West Virginia State Medical Assn., O'Neil said.

Note: This item originally appeared at

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